ATMs and Currency Exchange in Ishigaki

Planning a Trip to Ishigaki island? Let's Talk Money!

So, you’re packing your bags for the stunning shores of Ishigaki? Excellent choice! Before you dive into the turquoise waters and explore the lush landscapes, let’s talk about an important topic – money. Knowing how to handle your finances on the island will ensure a smoother, more enjoyable vacation.

ATMs: Your Reliable Yen Dispensers

Don’t worry about running out of cash! ATMs are available on Ishigaki, serving as your primary source for Japanese Yen (JPY). You can find an ATM in all FamilyMart convenience stores, which are scattered around the city areas (BUT NOT OUTSIDE THE CITY), and at Japan Post Offices dotted throughout the island. These locations offer accessibility and extended hours, making it easy to withdraw cash whenever you need it. However, a friendly heads-up: not all foreign cards play nicely with all Japanese ATMs. Before you depart, it’s wise to contact your bank and confirm that your card will work in Japan. This simple step can save you from potential headaches. Also, be aware of any international transaction fees your bank may charge.
If you are planning to stay outside of the city areas please make sure to withdraw enough cash at the airport as ATMs are very hard to come by on the farther areas.

For your convenance, here is a list of acceptable cards in the common ATMs in Ishigaki (may not be true to every ATM as some are privately owned):

Seven Bank:

Visa
MasterCard
Maestro
Cirrus
JCB
Diner’s card
Discover
China Unionpay
American Express

Japan Post Bank

Visa
Visa Electron
PLUS
MasterCard
Maestro
Cirrus
American Express
Diners Club
JCB
China UnionPay
Discover

E-net ATMs:

Visa
PLUS
UnionPay
MasterCard
Maestro
Cirrus
JCB

Yes! You Still Need Cash!

While credit cards are becoming more widely accepted, Ishigaki retains a strong cash-based culture. Many local businesses, especially smaller restaurants, souvenir shops, and even some local attractions, operate on a cash-only basis. To avoid any awkward “cash only” surprises, it’s important to carry a sufficient amount of Yen with you. Planning your daily expenses and withdrawing cash accordingly will help you navigate the island’s economy with ease.

Currency Exchange: A Bit of a Treasure Hunt

Finding currency exchange machines on Ishigaki is same as going on a treasure hunt. They are not as available as you might expect. Here’s a few locations where you can find them:

New Ishigaki Airport: Upon arrival, you can exchange currency at the airport, providing a convenient option for immediate Yen needs.
FamilyMart (near the 730 junction): This particular FamilyMart location have an exchange machine, but as of 2024 it is often out of service.
ANA Intercontinental Resort – Ocean Wing: Currently, the most reliable exchange machine is located at the ANA Intercontinental Resort’s Ocean Wing.
Private Exchange Maching in souvenir shop: There is a small souvenir shop by the 730 Junction that have a private Currency exchange machine. the rates are not good, but if the other machines are out of service – it might be your only choice. The shop is located HERE.
Important Update: As 2024, many of the exchange machines on the island, operated by Okinawa Bank, are frequently out of service. It appears the bank is scaling back its involvement in currency exchange. Therefore, relying on ATMs and bringing enough Yen is highly recommended.

No Exchange Shops Unlike many tourist destinations, Ishigaki does not have dedicated currency exchange shops. The island maintains an old-school approach, relying primarily on ATMs and the few exchange machines mentioned above. This simplicity requires a bit of planning, but it’s part of Ishigaki’s unique charm.

Yen's Favorable Exchange Rate: Your Money Goes Further

Here’s some excellent news for international travelers! As of 2024, the Japanese Yen is very weak compared to many foreign currencies. This means your travel budget will stretch further, allowing you to indulge in local delicacies, purchase unique souvenirs, or treat yourself to a refreshing cocktail at a beachfront bar. Take advantage of this favorable exchange rate to enhance your Ishigaki experience.

Ishigaki ATM & Currency Exchange Map

Find all ATM and currency exchange locations across Ishigaki Island. Plan your cash needs with ease.

FamilyMart with ATM

Currency exchange machine

ENet ATM

Japan Post Office

Disclaimer
All the information on this page is written by Discover Ishigaki staff with the help of an AI – Please take all information with a grain of salt and always fact check / use common sense before making any investment. Discover Ishigaki isn’t responsible for anything that you may do/ did/ doing/ didn’t do after reading the information on our website. If you found any mistake, offence, misinformation or just have questions about the information on this page please shove all the details into… this mail > , and we will get back to you shortly.